The start of the holiday shopping season can provide important clues about the economy's state and, more importantly, overall consumer confidence. So far, the results have been a “mixed bag” with empty malls and busy websites. Sales in November and [...]

As the U.S. presidential election draws near, expect to see more and more headlines that propose, "What will happen next if this person is elected?" or, "What policy changes to prepare for in the next four years?" In reality, however, [...]

Did your parents (or grandparents) receive a pension check that lasted their whole lives during retirement? Is a lifetime annuity a possible substitute for the pension check of previous generations? In past generations, employees often worked for one company their [...]

David Letterman’s “Top 10 List” was a regular staple of his late-night shows from 1985 until 2015.  On any given weekday night, millions of viewers tuned in to enjoy bits like the “Top 10 Things Never Before Said on The [...]

When our parents retired, living to 75 amounted to a nice long life, and Social Security was often supplemented by a pension. The Social Security Administration (SSA) estimates that today’s average 65-year-old woman will live to age 86½. Given these [...]