Today, more than ever, planning for retirement is a necessity. The combination of Social Security and company retirement benefit, if not managed appropriately, may be insufficient to provide the necessary income to maintain your expected lifestyle.
Along your journey, you’re bound to encounter an array of financial challenges. A successful financial strategy could mean having the ability to place your spouse of some fifty years in a nursing home with a pleasant, home-like atmosphere and superior private care vs. being forced to choose a “no-frills” nursing home. Or it could mean the difference between dining out frequently vs. preparing more meals at home. Or taking the family on a memory making cruise vs. gathering at the local park. This “give and take” could be minimized with proper planning, savings, and investing strategies ahead of time.
The fact that Uncle Sam allows tax-deferred accumulation to save for retirement through certain funding vehicles, such as IRAs and employer-sponsored retirement plans, provides an ideal stimulus for increasing the amounts going into them.
One of biggest mistakes you can make is failing to create a plan to meet your goals – no matter what your goals might be. Trying to get in shape? Make a plan. Trying to run a 10k? Make a plan. Trying to retire when you’re 65? Make a plan.
Benjamin Franklin once said, “If you fail to plan, you are planning to fail.”
The Wealth Guardians can help you plan. So you can sleep better at night.
Our Custom Retirement Paycheck Plan shows how to protect your retirement from the risks of unexpected market swings, tax changes, and health care expenses using a mathematically tested strategy to create lifetime income allowing you to stop worrying about outliving your money and get on with enjoying the rest of your life.
Let us show you in black and white a custom retirement income plan that is comprehensive, individualized and based on strategies that balance growth with downside protection. Get your Custom Retirement Paycheck Plan now!
Give us a call at our Charlotte office at (704) 248-8549, or our Clemmons office at (336) 391-3409. Or, click here to request a no-cost, no-obligation meeting
[SOURCES & ADDITIONAL DISCLOSURES]
Copyright © 2015 Liberty Publishing, Inc. All rights reserved. Distributed by Financial Media Exchange
