Educational Financial Video Series - The Wealth Guardians

The Vault with The Wealth Guardians

The Vault with the Wealth Guardians is a video series that takes a deep dive into all things retirement planning. Videos from the series can be played below.

Solo Retirement: What You Need to Know

Are you staring at retirement by yourself? On this episode of The Vault with The Wealth Guardians, Doug Ray and Brice Payne discuss the differences for those who are retiring ...by themselves versus those who are fortunate enough to be retiring with a spouse or partner. Included in this discussion are how to remain socially connected, whether you're retiring in the right location, who may care for you, and how to best embrace a solo retirement. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc
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Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

The Wealth Guardians
https://www.thewealthguardians.com/
336-391-3409[+] Show More

Are you staring at retirement by yourself? On this episode of The ...

Life Insurance Death Benefits and Your Estate Taxes

Ever wonder how death benefits from life insurance policies might ...

Ever wonder how death benefits from life insurance policies might impact your estate taxes? On this episode of The Vault with The Wealth Guardians, Garrett Ray discusses some things to ...keep in mind when setting up your life insurance policy.

REGISTER TODAY: https://www.thewealthguardians.com/events/

Join us Thursday, March 20th or Tuesday, March 25th at 6:30PM in Clemmons for our upcoming workshop SAVVY TAX PLANNING – How Tax Planning Changes Through the Four Stages of Retirement. There is no cost or obligation to attend this event, but seating is limited.

THE SECURE ACT 2.0 made nearly 100 changes to Retirement Plans. These regulations and TAX CHANGES are the most comprehensive to retirement accounts in 40 years. You could be impacted by new rules around RMDs, ROTHs, Charitable contributions, Long Term Care AND Surviving Spouse benefits.

What does all this mean for you?

How you plan for taxes during the 4 stages of retirement CAN impact your lifestyle. If your only focus is market returns, you could miss a big risk to your retirement. Join Doug Ray, MBA, ChFC, RICP ®, Brice Payne, RICP ®, Investment Adviser Representative, and Garrett Ray, MBA, Investment Adviser Representative for this informative and educational workshop.

The Wealth Guardians have helped hundreds of local families make informed decisions on tax mitigation as part of their overall retirement plan. You should know what your “after-tax” retirement savings picture looks like BEFORE retiring.

We’ll discuss:

How to potentially pay far less on your retirement income
How the IRS ruling of the Secure Act could impact your RMDs
How to avoid tax time bombs in your IRAs
How to create tax-free income from your current qualified accounts moving forward
How Qualified Charitable Distributions can be a tax-smart way to support charitable giving
How and when you can use taxable, tax-deferred, and tax-free assets to manage your income and tax brackets efficiently

REGISTER TODAY: https://www.thewealthguardians.com/events/
_____________________
Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

The Wealth Guardians
https://www.thewealthguardians.com/
336-391-3409[+] Show More

Debunking the $1 Million Retirement Myth

Do you need a million dollars to retire? On this episode of The Vault ...

How Your Social Security Benefits Are Taxed

Do you know how much of your Social Security benefit is going to be ...

Are you allowed to contribute to an IRA if you’ve already contributed ...

HSAs: What Are They, Should You Have One, and Do You Qualify?

What is an HSA, should you have one, and can you qualify for one? On ...

Are Roth Accounts Superior to Traditional Investment Accounts?

Which of your investment accounts should hold the highest growth ...

Four Social Security Changes for 2025 You Need to Know About

Do you know the four changes to Social Security in 2025 that have just ...

What are myths about IRAs and 401ks that you should know? On this ...

Do you know what your next "retirement birthday" is? Not sure what ...

Leaving a Legacy: Creating Generational Wealth

So you want to create a lasting legacy? Let's talk about some ...

How 1% Changes Can Make a Big Impact in Retirement

Can a one percent in income or expenses really make a difference in ...

The Wealth Guardians Radio Show

Tune in as Doug, Brice, and Garrett share their thoughts on the economy and overall financial landscape and how it relates to planning for your secure and enjoyable life in retirement. Catch our latest show below or listen live on Saturday at 9:30AM on WPTI 94.5FM or on Sunday at 8:30AM on WTOB 96.7FM in the Triad.

March 22, 2025 - How We Account for Inflation and Life Expectancy

On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how they account for inflation in retirement planning, helping listeners understand that future expenses will ...be higher to maintain the same standard of living. In the second segment, they discuss strategies for retirement planning when someone has a shorter life expectancy.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.
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Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

The Wealth Guardians
https://www.thewealthguardians.com/
336-391-3409[+] Show More